Level Path℠
Level Path℠
setting a new vision for the community.
The journey our home buyers participate in is called LEVEL Path℠. LEVEL Path℠ begins with our LEVEL Health℠ Assessment which identifies the areas of focus and support for our first-time buyers.
A journey
to home ownership.
LEVEL Health℠ will be monitored and reassessed throughout the process. Once a certain threshold for the LEVEL Health℠ Score is achieved, then construction will begin on the home. Buyers will participate in a series of educational and home buyer counseling sessions to prepare them for the buying process, as well as the management of their households. When they successfully complete the courses and receive their certificate of completion, they will begin the mortgage process with a partner lender institution. Prior to closing and moving in, the buyer will then complete a course designed to upskill them on home maintenance and life as an owner.
Additionally throughout our process, potential homeowners will engage in service opportunities, build connections with community members, and hone their readiness for homeownership.
While all of this is happening, LEVEL will identify appropriate housing that would make excellent first-time homes. These structures are remodeled, built, and sold to LEVEL program first-time home buyers, having participated in the LEVEL program. These are now prepared home buyers who will be less likely to default on their mortgage and will strengthen their community because of their engagement.
join level.
Complete a brief questionnaire, create a user name, password, and get ready for your homeownership journey to begin!
LEVELedSM.
This is our basic education program. Learn about the entire homeownership process and receive recources to support your progress.
Declaration day.
Declaring your commitment to LEVEL homeownership means you are ready to begin the process of becoming mortgage-approved.
level assessment.
We review your employment and financial factors with you to determine your Level HealthSM, or your readiness to buy a home.
agency match.
We match you with a guide for your journey—a homebuyer education agency—to boost your health for successful mortgage approval.
If your LEVEL HealthSM needs help LEVEL HealthSM assessments continue as you undergo homebuyer education and financial counseling. Once LEVEL HealthSM is achieved, you can select your home and construction begins.
Your Home is Prepared.
Once your Level HealthSM is achieved, you can select your home. LEVEL begins the construction process.
certification.
Upon completion of homebuyer education, you will receive a certification that we will use to support your mortgage application.
mortgage application.
You are ready to apply for a mortgage. We will help you with your application and connect you with a financial institution.
ADVANCED LEVELedSM.
We provide you even more training and resources to help keep your home in good working condition.
agreement of sale.
We provide an agreement of sale for your home. You are almost a homeowner!
closing day.
This is it! You sign your papers for your mortgage and we give you the keys to your own home!